Apple Pay is coming to Target, Taco Bell, Speedway and two other U.S. chains

A little more retail momentum for Apple Pay: Apple has announced another clutch of U.S. retailers will soon support its eponymous mobile payment tech — most notably discount retailer Target.

Apple Pay is rolling out to Target stores now, according to Apple, which says it will be available in all 1,850 of its U.S. retail locations “in the coming weeks”.

Also signing up to Apple Pay are fast food chains Taco Bell and Jack in the Box; Speedway convenience stores; and Hy-Vee supermarkets in the midwest.

“With the addition of these national retailers, 74 of the top 100 merchants in the US and 65 per cent of all retail locations across the country will support Apple Pay,” notes Apple in a press release.

Speedway customers can use Apple Pay at all of its approximately 3,000 locations across the Midwest, East Coast and Southeast from today, according to Apple; and also at Hy-Vee stores’ more than 245 outlets in the Midwest.

It says the payment tech is also rolling out to more than 7,000 Taco Bell and 2,200 Jack in the Box locations “in the next few months”.

Back in the summer Apple announced it had signed up long time hold out CVS, with the pharmacy introducing Apple Pay across its ~8,400 stand-alone location last year.

Also signing up then: 7-Eleven, which Apple says now launched support for Apple Pay in 95 per cent of its U.S. convenience stores in 2018.

Last year retail giant Costco also completed the rollout of Apple Pay to its more than 500 U.S. warehouses.

In December, Apple Pay also finally launched in Germany — where Apple slated it would be accepted at a range of “supermarkets, boutiques, restaurants and hotels and many other places” at launch, albeit ‘cash only’ remains a common demand from the country’s small businesses.

from Apple – TechCrunch https://tcrn.ch/2FGoHiq

Politiscope, an app to track Congressional voting records and bills, launches on android devices

Last September, two former National Football League players launched an app called Politiscope to track the voting records of members of Congress and the bills that they were introducing — and provide non-partisan information about what those bills and votes would mean to voters.

The pro-football-playing brothers, Walter Powell Jr. and Brandon Williams, launched the app to provide an accurate accounting of what Congressional leadership was doing — something the two felt was necessary given the political climate and the ways in which the traditional sources of education on political issues were being called into question.

“A claim of ‘Fake News’ from the current national leaders in response to unflattering news threatens this nation’s democracy and the concept that this great nation was built upon,” said Powell in a statement when the app first launched in September.

Now the two brothers are expanding Politiscope’s reach by launching the Android version of the service.

While the scope of Politiscope may be expanding, the brothers make clear that the company’s mission is still the same. To provide unbiased information sourced from places like the Congressional Budget Office, the Library of Congress, and the Pew Research Center.

Politiscope has two main features in the app.

The first is its “Today in Congress” section, which provides information on all of the proposed legislation that’s making its way through the House of Representatives and the Senate. The app summarizes the bills and gives statements from Republicans and Democrats on how they view the bill that’s been proposed.

The second feature is its profiles of elected officials. The profiles include voting records, business records and other information culled from Federal records and publicly available information to give voters a clear picture of their representatives in government based solely on data.

“Unless you’re studying the actual legislation, it’s almost impossible to find a good source of political information that isn’t at least somewhat slanted, either to the right or the left,” says Powell. “Today’s media is becoming more and more widely split along liberal and conservative lines, and political rhetoric is growing increasingly devoid of clear and objective information. Politiscope exists to eliminate bias and help people understand what’s actually going on in the world of U.S. politics.”

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Google starts pulling unvetted Android apps that access call logs and SMS messages

Google is removing apps from Google Play that request permission to access call logs and SMS text message data but haven’t been manually vetted by Google staff.

The search and mobile giant said it is part of a move to cut down on apps that have access to sensitive calling and texting data.

Google said in October that Android apps will no longer be allowed to use the legacy permissions as part of a wider push for developers to use newer, more secure and privacy minded APIs. Many apps request access to call logs and texting data to verify two-factor authentication codes, for social sharing, or to replace the phone dialer. But Google acknowledged that this level of access can and has been abused by developers who misuse the permissions to gather sensitive data — or mishandle it altogether.

“Our new policy is designed to ensure that apps asking for these permissions need full and ongoing access to the sensitive data in order to accomplish the app’s primary use case, and that users will understand why this data would be required for the app to function,” wrote Paul Bankhead, Google’s director of product management for Google Play.

Any developer wanting to retain the ability to ask a user’s permission for calling and texting data has to fill out a permissions declaration.

Google will review the app and why it needs to retain access, and will weigh in several considerations, including why the developer is requesting access, the user benefit of the feature that’s requesting access, and the risks associated with having access to call and texting data.

Bankhead conceded that under the new policy, some use cases will “no longer be allowed,” rendering some apps obsolete.

So far, tens of thousands of developers have already submitted new versions of their apps either removing the need to access call and texting permissions, Google said, or have submitted a permissions declaration.

Developers with a submitted declaration have until March 9 to receive approval or remove the permissions. In the meantime, Google has a full list of permitted use cases for the call log and text message permissions, as well as alternatives.

The last two years alone has seen several high profile cases of Android apps or other services leaking or exposing call and text data. In late 2017, popular Android keyboard ai.type exposed a massive database of 31 million users, including 374 million phone numbers.

Another huge database exposed millions of call logs and SMS text messages

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Privacy campaigner Schrems slaps Amazon, Apple, Netflix, others with GDPR data access complaints

European privacy campaigner Max Schrems has filed a fresh batch of strategic complaints at tech giants, including Amazon, Apple, Netflix, Spotify and YouTube.

The complaints, filed via his non-profit privacy and digital rights organization, noyb, relate to how the services respond to data access requests, per regional data protection rules.

Article 15 of Europe’s General Data Protection Regulation (GDPR) provides for a right of access by the data subject to information held on them.

The complaints contend tech firms are structurally violating this right — having built automated systems to respond to data access requests which, after being tested by noyb, failed to provide the user with all the relevant information they are legally entitled to.

noyb tested eight companies in all, in eight different countries in Europe, and says it found none of the services provided a satisfactory response. It’s filed formal complaints with the Austrian Data Protection Authority against the eight, which also include music and podcast platform SoundCloud; sports streaming service DAZN; and video on-demand platform Flimmit.

The complaints have been filed on behalf of ten users, per Article 80 of the GDPR which enables data subjects to be represented by a non-profit association such as noyb.

Here’s its breakdown of the responses its tests received — including the maximum potential penalty each could be on the hook for if the complaints are stood up:

Two of the companies, DAZN and SoundCloud, failed to respond at all, according to noyb. While the rest responded with only partial data.

noyb points out that in addition to getting raw data users have the right to know the sources, recipients and purposes for which their information is being processed. But only Flimmit and Netflix provided any background information (though again still not full data) in response to the test requests.

“Many services set up automated systems to respond to access requests, but they often don’t even remotely provide the data that every user has a right to,” said Schrems in a statement. “In most cases, users only got the raw data, but, for example, no information about who this data was shared with. This leads to structural violations of users’ rights, as these systems are built to withhold the relevant information.”

We’ve reached out to the companies for comment on the complaints.

Last May, immediately after Europe’s new privacy regulation came into force, noyb lodged its first series of strategic complaints — targeted at what it dubbed “forced consent”, arguing that Facebook, Instagram, WhatsApp and Google’s Android OS do not give users a free choice to consent to processing their data for ad targeting, as consenting is required to use the service.

Investigations by a number of data protection authorities into those complaints remain ongoing.

from Apple – TechCrunch https://tcrn.ch/2FyCNSQ

Momo, Vietnam’s top payment app, lands big Series C investment led by Warburg Pincus

Fintech in Southeast Asia continues to pique the attention of global investors. Alibaba, Tencent and others have jumped into the region and deployed hundreds of millions of dollars, and now Warburg Pincus is joining them. The U.S-headquartered PE firm has led a Series C investment in Vietnam’s Momo, which claims to be the country’s largest mobile wallet company with 10 million downloads.

Momo already has some big-name investors; Standard Chartered led a $28 million round in 2016 while Goldman Sachs invested $5.7 million back in 2013.

The size of this new round isn’t being disclosed, but Pham Thanh Duc, CEO of M-Service — the parent company of Momo — said it is a record deal for an e-commerce or fintech startup in Vietnam. A lot of the biggest deals in Vietnam have been undisclosed, but one of the largest from last year was a $50 million-odd investment in e-commerce company Tiki from China’s JD.com which gives an indication of the size. The deal might even be as high as $100 million, that’s according to a Deal Street Asia report, although Pham declined to comment on the figure.

M-Service was founded over a decade ago, Momo is its take on digital payments in Vietnam, a market of nearly 100 million people, one-quarter of whom are aged under 25.

Momo started out offering digital payment via an e-wallet app. It has since expanded into utility bill payments and mobile top-up, as well as areas like movie tickets, airline flights and payment for goods and services at 100,000 payment points nationwide, including popular chains. The service recently began offering bill payment for loans, and Pham said it is developing a credit scoring system that will allow it to introduce financial services to users in partnership with financial institutions.

The playbook, he said, is very much based upon the success of Alibaba’s Alipay and Tencent’s WeChat Pay services in China, which went from payments to loans and investing and more.

While both of those Chinese internet giants have stepped into Southeast Asia with fintech investments in markets like Indonesia, Thailand and the Philippines, neither has entered Vietnam at this point. Pham said Momo has an ongoing dialogue with Alibaba, but there’s been no investment. Since neither Alibaba nor its fintech affiliate Ant Financial has an operating presence in Vietnam, he said the relationship is “just conversations” at this point. That’s certainly a pairing that is worth keeping an eye on as Alibaba aims to enlarge its presence in Southeast Asia, which — with a cumulative population of 600 million people, growing middle classes and rising internet access — is seen as a growth opportunity by Chinese tech companies.

Partner-wise, Momo works with the likes of Facebook and Google to provide payment for their services and it will soon begin working with Apple, Pham revealed.

While other businesses may be looking region-wide, Momo is not entertaining new market expansions at this point.

“For the next two to three years, we are still very focused on the domestic market,” Pham told TechCrunch in an interview. “There’s no short-term plan to expand to other countries [and] our main effort is focused on user base expansion in Vietnam.”

But, Pham said, he does expect that overseas players will enter Vietnam.

Grab Pay and GoPay [from ride-hailing duo Grab and Go-Jek) will come soon and even Alipay, but I think that for the last five years we have been the number one e-wallet provider,” he said. “We care much about competitors because we are leading the market… other players have had to imitate our model.”

Estimating that nearest-competitor ZaloPay, from Vietnam’s top chat app Zalo, may have around “one-tenth” of the user base Momo, Pham explained that he believes his company is around 12-18 months ahead of the competitor.

This new investment — which was led by a Warburg Pincus affiliate in Vietnam and closed last year — is aimed at fortifying that lead and grabbing a much larger slice of the Vietnamese population, which is tipped to rocket past 100 million by 2025.

from Apple – TechCrunch https://tcrn.ch/2HkhpTb

Twitter bug revealed some Android users’ private tweets

Twitter accidentally revealed some users’ “protected” (aka, private) tweets, the company disclosed this afternoon. The “Protect your Tweets” setting typically allows people to use Twitter in a non-public fashion. These users get to approve who can follow them and who can view their content. For some Android users over a period of several years, that may not have been the case – their tweets were actually made public as a result  of this bug.

The company says that the issue impacted Twitter for Android users who made certain account changes while the “Protect your Tweets” option was turned on.

For example, if the user had changed their account email address, the “Protect your Tweets” setting was disabled.

We’ve become aware of and fixed an issue where the “Protect your Tweets” setting was disabled on Twitter for Android. Those affected have been alerted and we’ve turned the setting back on for them. More here: https://t.co/0qM5B1S393

— Twitter Support (@TwitterSupport) January 17, 2019

Twitter tells TechCrunch that’s just one example of an account change that could have prompted the issue. We asked for other examples, but the company declined share any specifics.

What’s fairly shocking is how long this issue has been happening.

Twitter says that users may have been impacted by the problem if they made these accounts changes between November 3, 2014, and January 14, 2019 – the day the bug was fixed. 

The company has now informed those who were affected by the issue, and has re-enabled the “Protect your Tweets” setting if it had been disabled on those accounts. But Twitter says it’s making a public announcement because it “can’t confirm every account that may have been impacted.” (!!!)

The company explains to us it was only able to notify those people where it was able to confirm the account was impacted, but says it doesn’t have a complete list of impacted accounts. For that reason, it’s unable to offer an estimate of how many Twitter for Android users were affected in total.

This is a sizable mistake on Twitter’s part, as it essentially made content that users had explicitly indicated they wanted private available to the public. It’s unclear at this time if the issue will result in a GDPR violation and fine, as a result.

The one bright spot is that some of the impacted users may have noticed their account had become public because they would have received alerts – like notifications that people were following them without their direct consent. That could have prompted the user to re-enable the “protect tweets” setting on their own. But they may have chalked up the issue to user error or a small glitch, not realizing it was a system-wide bug.

“We recognize and appreciate the trust you place in us, and are committed to earning that trust every day,” wrote Twitter in a statement. “We’re very sorry this happened and we’re conducting a full review to help prevent this from happening again.”

The company says it believes the issue is now fully resolved.

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Spotify launches Car View on Android to make using its app less dangerous behind the wheel

Spotify is making it easier to use its streaming app in the car, when the phone is connected to the vehicle over Bluetooth. The company today confirmed the launch of a new feature called “Car View,” which is a simplified version of the service’s Now Playing screen that includes larger fonts, bigger buttons, and no distractions from album art. In Car View, you’re only shown the track title and artist, so you can read the screen with just a glance.

The site 9to5Google was the first to spot the feature’s appearance in Spotify’s settings. However, some users have had the option for weeks in what had appeared to be a slow rollout or possibly a test, pre-launch.

Spotify this morning formally announced the launch of Car View in a post to its Community Forums.

The company says the feature is currently available only on Android devices, and only when the device is connected over Bluetooth.

When the phone connects, Car View is automatically enabled when your music or podcast starts playing.

Above: Car View in action; credit: 9to5Google

While Spotify already offers several in-car experiences through integrations with other apps like Google Maps, Waze, as well as through Android Auto, using the music app while behind the wheel has been very distracting and difficult.

I’ve personally found Spotify so dangerous to navigate while in the car, that I just won’t use it unless I set it up to stream before I drive. Or, in some cases, I’ll hand the phone to a passenger to control instead.

Given the difficulty with Spotify in the car, Car View’s lack of support for those who use the app over an AUX cable is a little disappointing.There’s no good reason why users should not be allowed to manually enable Car View from the Settings, if they choose. After all, it’s just a change to the user interface of a single view – and it’s been built!

Of course, manually toggling Car View on might not feel as seamless as the Bluetooth experience, but a feature like this could prevent accidents caused by people fiddling with their phone in the car. Hopefully, Spotify will make Car View more broadly accessible in time.

According to Spotify, once Car View is enabled, you can access your Library, tap to Browse, or use Search. While listening, you can use the seek bar to skip to another part of the song.

In the case that a passenger is controlling the music on your phone, they can temporarily disable Car View by way of the three dots menu. And if, for some reason, you don’t want to use Car View, the feature can be disabled in the Settings. (But keep it on, OK?)

Spotify also noted Car View supports landscape view, and will arrive on iOS in the future. It didn’t offer a time frame.

Car View officially launched on Android this week, and is now rolling out globally to all users.

 

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